Ever wonder how a ticket can affect your insurance rates?

Well, Insurance.Com did an analysis of nearly 500,000
quotes. Based on that analysis, here is how much some common infractions will
raise your rates, on average:

1. Reckless driving: 22 percent

2. DUI first offense: 19 percent

3. Driving without a license or permit: 18 percent

4. Careless driving: 16 percent

5. Speeding 30 mph over the limit: 15 percent

6. Failure to stop: 15 percent

7. Improper turn: 14 percent

8. Improper passing: 14 percent

9. Following too close/tailgating: 13 percent

10. Speeding 15 to 29 mph over limit: 12 percent

11. Speeding 1 to 14 mph over limit: 11 percent

12. Failure to yield: 9 percent

13. No car insurance: 6 percent

14. Seat belt infractions: 3 percent